Creating a Strong Portfolio and Honoring Veterans
There are four basic investing terms that deal with the tactics of investing; active, passive, strategic and tactical. Let’s start with passive. In passive investing, the goal is to match the benchmark’s performance. For example, there are multiple S&P 500 index funds. These funds are investing to mirror the S&P 500 index; this is as…
Read MoreBehind the Mask of an Industry Giant
With Halloween, you have probably just say your fair share of masks and costumes. Some cute, some fun, some a little on the creepy side and some downright scary. We like to stay away from the scary, but we enjoy the cute and fun. In our family, we had Elvis and Pricilla (along with baby…
Read MoreImportant Questions YOU Need Answered (part 1)
There is lots of talk out there about the market as always. Experts debating on what will happen and when will the market go up or down? Will the feds change rates? What will happen to the market if this or that happens… All that makes for good news and conversation, but it doesn’t address…
Read MoreCommon Portfolio Wisdom – “WE’RE IN A NEW ERA… OLD MARKET RULES DON’T APPLY”
Pros – Many new factors: Internet, Baby Boomers, Global Markets, War on Terror Cons – The appearance that we are smarter Details abound; structure remains Factors change; results consistent Society may change, but human nature doesn’t Axiom – We are never in a new era. Market action is a reflection of human reaction. Human nature…
Read MoreRetirement Myth – Diversification Pixie Dust
Diversification means I have low risk, right? Diversification has become like pixie dust in the financial world. People hear that word and think everything is good because they are diversified, but that is not always the case. The thought is if your diversified than you will have a lower risk because you are not putting all…
Read MoreRetirement Myth – There is no magic number!
How Much Do I Need To Retire? This is the million-dollar question! Whether we are on the radio, presenting at a live event or meeting one on one with someone, this question often comes up. If you google this, you find 49 MILLION answers! The fact is, this, like many retirement questions, does not have…
Read MoreThe US Dollar Hit a High – Time to Buy??
The U.S. dollar hit a near 3-year high this week. However, that doesn’t mean the economy is fixed and the stock markets will be rising to the occasion. In fact, if you recall a few months prior, President Trump repeatedly tweeted out against a strong dollar. August 9th – “As your President, one would think…
Read MoreRetirement Myths – Not Enough
We recently sat down with a couple for who called in desperation. She was almost in tears because her current advisor told her there was no way she could retire and she really didn’t think she could continue at her job much longer. Besides, she had other things she wanted to do, including taking care…
Read MoreRetirement Myth – There is a Perfect Time to Take Social Security
When is the best time to take social security This is a question we hear often and the truth is, there is no perfect time. You hear lots of people talking about how to maximize Social Security and run reports on the best time to take it, but the truth is most of the strategies…
Read MoreInspiring Women (part 2)
Women – Despite all the challenges you face, you continue to revolutionize your role with money, yet you probably still have many questions such as, “How do I find the information I need?” and “Who should I work with?” In an Allianz study, they found woman respond to those questions and others by assuming one of…
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