Call Us Today at (608) 987-1511

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(608) 987-1511

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Dream Retirement

Process

All financial planning starts with you — what you want.

There are no one-size-fits-all financial plans. Therefore, there are no magic numbers you have to reach to retire. It isn’t just about money. Above all, it is about your why and what’s important to you. All financial planning should start with what you want but that is often not the case with many financial advisors.

Dream Retirement Process

Our proprietary Dream Retirement Process is designed to help our clients achieve simplicity and confidence during their retirement years. It’s focused around helping you be who you want to be, do what you want to do, spend time with those you want to be with, and have the impact you want to have — all while protecting yourself from life’s uncertainties.

4

WHAT TO DO

Outline Actions

3

WHAT YOU NEED

Create Your Dream Blueprint

2

WHAT YOU HAVE

ldentify All the Obstacles, Seen and Unseen

1

WHAT YOU WANT

Paint Your Dream Picture

WHAT TO DO

Outline Actions

WHAT YOU NEED

Create Your Dream Blueprint

WHAT YOU HAVE

ldentify All the Obstacles, Seen and Unseen

WHAT YOU WANT

Paint Your Dream Picture

What You Want

This goes beyond numbers. It is about what is important to you and why. It’s about your values, your lifestyle, and your dreams. The next steps hinge on having a clear vision of what you want. This is what most financial plans miss.

What You Have

More than just a balance sheet or inventory of your assets has to be considered. Both are a good starting point, but then you have to go deeper. What type of risk do you have? Is your plan coordinated? What obstacles are in your way and what opportunities are available to you?

What You Need

If what you have is not or cannot provide what you want, then the question becomes, “What do you need?” Too often in the financial industry, advisors try to fit square pegs (aka different investments) into round holes, a backwards approach. Let’s determine what you need and then find the best solution.

What You do

In order for your Retirement DREAM to become a reality, you will have to take action. The key is knowing what actions to take. If we complete the first three steps but don’t take action, your DREAM Retirement stays just that — a dream.

Cash Flow Management

Investment Positioning

Tax Planning

Estate Preservation

Cash Flow Management

Investment Positioning

Tax Planning

Estate Preservation

Most financial planning presented today is nothing more than sales gimmicks. Financial advisors often create plans directed to get you to buy a certain product or service. However, your plan needs to be coordinated with all aspects of your financial life. It must include tax planning, cash flow management (including retirement income), investment positioning, and estate preservation. First, we talk about what you want retirement to look like. After that, we highlight obstacles and opportunities in each area. Lastly, we talk about what you need to overcome the obstacles and take advantage of opportunities available to you. The key to financial security is having all financial planning aspects coordinated. We outline what needs to be done and any additional next steps.