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Red Money

Yellow Money

Advantages: High liquidity
Disadvantages: Gains or Lower return
Examples: Bank Accounts, CD’s, Cash Accounts

What about physical Gold and Silver in Yellow Money?
The goal of physical gold and silver is to hedge against inflation and US dollar valuation. Prove US Debt safe haven investment. Provide privacy and liquidity.
Gold has stood the test of time for over 6000 years as a monetary instrument as well as wealth insurance protection. Gold is the most liquid financial asset in the world. Gold is recognized and accepted throughout the world and can easily be stored, hidden or transported. For this reason owning physical gold represents financial independence, security and privacy.
As much as the reasons to buy and invest in gold have been talked about, silver may have even more upside potential. Silver like gold has been used as money for centuries. But silver has even more industrial uses and the supply of silver is diminishing fast!


We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives.

Insurance services and products are offered through Bertram Financial Group LLC and Michelle E. Bertram LLC. Investment advice offered through Bertram Financial Advisor Services LLC, member FINRA & SIPC and with Redhawk Wealth Advisor, Inc. or AE Wealth Management both SEC-registered investment advisors. Bertram Financial Advisor Services, LLC. Affiliated with Redhawk Wealth Advisors or AE Wealth Management.

Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. None of the information contained on this website shall constitute an offer to sell or solicit any offer to buy a security or any insurance product.

*Any references to protection benefits or steady and reliable income streams on this website refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured.

The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation.