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Who We Work With

Business Owners

Businesses are the lifeblood to communities: providing needed services, products and jobs. Our mission is to serve business owners as they serve the community.

Being business owners ourselves, we understand the challenges that businesses face… taxes, costs, risks, regulations, liability… just to name a few. We also understand that most people are in business not only to make a living but build a future for themselves and their family. A future of financial freedom, freedom to walk away (retire) if they choose, a future filled with financial peace of mind and a future impact on the people and the causes they care about. The same things we are striving towards, for both ourselves and our clients.

With that in mind, we have developed a team to address the challenges we and other businesses face.



 

The team includes:

A marketing and tax planning advisory team

This team puts together a marketing plan to help increase business growth and revenue along with a tax plan to reduce the effective tax rate of the business owner(s). The average annual taxes savings for a business owner through their plans is $60,000.

Business consultants specializing in tax incentives and cost remediation

Through their proprietary software, they are able to identify tax incentives on both local and national levels as well as identify overcharges and errors in key expense areas. For the average midsize company, they identify $200,000 in savings.

An Investment team to manage money and fiduciary risk for retirement plans

Plan sponsors often unknowingly assume high personal fiduciary liability to provide a retirement plan for employees, our team takes that risk off the shoulders of the plan sponsor and provides full investment planning services including professional money management to both the plan sponsor and the plan participants. (We also have a proprietary retirement plan just for business owners with no testing or discrimination requirements)



Being business owners ourselves, we understand the challenges that businesses face … taxes, costs, risks, regulations and liability, just to name a few. Being business owners ourselves, we understand the challenges that businesses face … taxes, costs, risks, regulations and liability, just to name a few. We also understand that most people are in business not only to make a living but to build a future for themselves and their family. A future of financial freedom, freedom to walk away (retire) if they choose, a future filled with financial peace of mind and a future impact on the people and the causes they care about. The same things we are striving toward, for both ourselves and our clients.


 

We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives.

Insurance services and products are offered through Bertram Financial Group LLC and Michelle E. Bertram LLC. Investment advice offered through Bertram Financial Advisor Services LLC, member FINRA & SIPC and with Redhawk Wealth Advisor, Inc. or AE Wealth Management both SEC-registered investment advisors. Bertram Financial Advisor Services, LLC. Affiliated with Redhawk Wealth Advisors or AE Wealth Management.

Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. None of the information contained on this website shall constitute an offer to sell or solicit any offer to buy a security or any insurance product.

*Any references to protection benefits or steady and reliable income streams on this website refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured.

The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation.