Posts Tagged ‘investing’

Retirement Myth – Diversification Pixie Dust

Diversification means I have low risk, right? Diversification has become like pixie dust in the financial world. People hear that word and think everything is good because they are diversified, but that is not always the case. The thought is if your diversified than you will have a lower risk because you are not putting all…

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Common Portfolio Wisdom – “CASH IS TRASH”

Pros – During times of great market opportunity, cash instruments usually won’t outperform inflation and taxes. Cons – Cash is a great tool to protect portfolios from large long-term loss during market downturns. Preserves capital to be used at better opportunities. Axiom – There are three main goals we have when investing money, safety, liquidity,…

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More than Money – Life Reimagined part 2

Retirement is defined in many different ways; some call it phase two or their second act, some call it re-discovery, for others, it’s the golden years. However, you define retirement; there is one thing in retirement that everyone is striving for, financial peace and security to live the lifestyle they want. It’s not being tied…

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Common Portfolio Wisdom – “INFORMATION = POWER AND SOPHISTICATION”

Pros – Accurate information is important. Investors have access to more information now due to the Internet.  Cons – Power through information is weakened since everybody has access to the Internet. Too much information. Emotions tend to rule over facts. Axiom – Information is no longer power. Power now comes from the correct interpretation of…

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More than Money (Part 1)

More than Money – Life Reimagined Retirement is defined in many different ways; some call it phase two or their second act, some call it re-discovery, for others it’s the golden years. However, you define retirement, there is one thing in retirement that everyone is striving for, financial peace and security to live the lifestyle…

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Common Portfolio Wisdom – A GOOD FUND = 5-STAR RATING

Pros – Rates management quality and consistency. Can demonstrate how that fund could perform in a certain market. Cons – If the market trend changes, the fund’s style and holdings may not perform well. Axiom – When referring to styles and holdings, past results are rarely good indicators of future results, as market trends tend…

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