Posts by bertram

Can You Afford Long Term Care?

On the radio, someone texted in a question for me that I want to make sure we answer for everyone. The question was, “How does long term care fit into my retirement plan?” As we think about this, first let’s define long-term care. According to the Medicare Resources site, Long-term care generally refers to non-medical…

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Should You Rebalance Your Portfolio?

Portfolio Rebalancing Do you ever read an article that just kind of makes you kind of tense up and go, “Oh!” 😬 You tense up and you don’t like it. If you’re like me today, no matter what side of the fence you’re on, you can continually read articles that cause that knee-jerk reaction inside…

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Live and Leave A Legacy

Will You Leave A Legacy? In the past week, I’ve had to attend a couple of funerals. One was for a young girl, only 24, killed tragically in a car accident. The other person was someone who was a little older and had cancer and it was expected, but the truth is, in both situations,…

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Will The Stock Market Crash Again?

Will The Stock Market Crash Again? I’m not a big fan of the heat. The only thing I think this summer heat is good for is being at the pool with the kids. In fact, I try to leave early most days so that I can go there with them at least for a few…

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Index Annuities and Your Retirement

Hey everyone, happy summer. Our pool just opened this week so now it really does feel like summer. The kids were so excited to go swimming, and truthfully, I was too. It’s great exercise to get into the pool and tread water. But, I’ll tell you this, the first time you get into the pool,…

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Are We There Yet?

Are we there yet? How much longer? I just recently got back from a road trip with my kids down to Branson, Missouri. And needless to say, I heard those questions quite a few times. If you’ve ever taken a road trip with kids, you probably know exactly what I’m talking about! Anyway, I hear…

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Take Back Control or Your Financial Future

Is financial security even possible? Can I even retire? Is my whole retirement plan going to change? Will I have to go back to work? These questions come when we don’t have a plan in place to address life’s uncertainties. Most financial plans right now are nothing more than sales gimmicks intended to sell you…

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The Secrets to Buy Low, Sell High

Buy low and sell high. You have probably heard that said a hundred a thousand times in your life. The question becomes, how do you do that? How do you know when it’s the highest point to sell? How do you know when it’s the lowest point to buy? Unless you’re hiding some crystal ball,…

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Beware of Bonds

  When markets are volatile, like they have been this year, conservative investors tend to try to move more of their accounts to bonds, to reduce risk. The problem with that is that bonds are not risk-free. Wharton’s finance professor Jeremy Siegel recently did an interview on CNBC and he issued a warning to bondholders.…

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