How the Lander’s Reduced their Taxes with a Business Plan!!!

Tom and Dianna put a lot of time, money, and resources into their own ophthalmology practice, they have been quite successful.

However, they always felt that they had a lazy, non-contributing business partner – the IRS.

It seemed that the harder they worked.

The more they made.

The more their unwanted partner would take!


Tom had talked to his CPA and financial advisors.

They all told him they were doing everything possible to minimize taxes.

But both Tom and Dianne had heard stories from colleagues that told them they were missing something.

After one of our events, they came to us to find out what others knew that they didn’t.

What strategies were available beyond contributing to retirement plans and buying new equipment.


We went to work and identified other strategies to help the Landers save on taxes and apply all the funds to their own business.

A full tax review with our tax attorney revealed about 12 viable strategies.

Tom and Diane went from a 39% effective tax rate to a 13% effective tax rate.

That was over $70,000 per year in tax savings!

They were ecstatic.


As a result of applying these strategies, the Landers were able to both increase their retirement savings and expand their practice.

Now they feel they will be retired perhaps 5 years earlier than originally planned.


That means more freedom to travel and spend time with their family, which was why they went into business for themselves in the first place.

Now they have greater control over their business and have a limitied reach of their lazy grasping partner.


Tom and Diane have a new excitement and anticipation of being able to live their DREAM Retirement – even sooner than hoped!


Michelle Bertram and Beverly Bertram are financial advisors living in Mineral Point WI and serving the surrounding communities. Michelle Bertram does financial planning for retirees along with business consulting. Beverly Bertram specializes in retirement planning and income planning for her clients. Michelle Bertram and Beverly Bertram are authors of the book, Creating You DREAM Retirement and creators of the DREAM Retirement Process.
Serving Madison WI, Verona WI, Mount Horeb WI, Barneveld WI, Dodgeville WI, Dubuque IA, Platteville WI, Lancaster WI, Cuba City WI, Fennimore WI, Darlington WI, Monroe WI, Spring Green WI, Black Earth WI and beyond.

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