Archive for August 2017

Retirement is like Algebra!!!

Listen to see why it is like algebra!!!   Michelle Bertram and Beverly Bertram are financial advisors living in Mineral Point WI and serving the surrounding communities. Michelle Bertram does financial planning for retirees along with business consulting. Beverly Bertram specializes in retirement planning and income planning for her clients. Michelle Bertram and Beverly Bertram…

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Taxes in Retirement – Part 2

“There are two systems of taxation in our country: one for the informed, one for the uninformed.” – Judge Learned Hand The problem is, most people are in the uninformed system! It’s time to join the informed system! Did you know??? You can Sell Your Appreciated Assets And Not Pay A Dime In Capital Gains Taxes!!!…

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How the Lander’s Reduced their Taxes with a Business Plan!!!

Tom and Dianna put a lot of time, money, and resources into their own ophthalmology practice, they have been quite successful. However, they always felt that they had a lazy, non-contributing business partner – the IRS. It seemed that the harder they worked. The more they made. The more their unwanted partner would take!  …

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The Smith’s take an Early Retirement!!!

The Smiths were owners of a cheese company and had a substantial and well-performing portfolio. They’d worked hard, added a few unique, specialty kinds of cheese, and ended up doing very well in the business. At 65, Belle was getting ready to retire, and Bert, six years younger than Belle, thought he was going to…

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The Peterson’s – Why having a plan is important!!!

The Petersons were a hardworking couple who started with technical training right out of high school and worked their entire careers each in a single trade: John was an electrician and Jean just retired after being recognized for 35 years as a court reporter in the same county court system. John wanted to retire soon…

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Ben – The Stock Market CRASH!!!

One of the client stories we tell again and again is Ben’s, because it’s so heartbreaking. It kind of encapsulates so much of why we do what we do. Ben had been planning to retire around 2008. He’d wanted to retire at age 60, but his whole portfolio was It kind of encapsulates so much…

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When Mr. Larson Dies what will happen to Mrs. Larson???

The Larsons, successful small business owners, were already retired when they came to one of our events. They came because they are always looking to increase their knowledge – they credit their success to their willingness to learn and openness to apply new ideas. They had not thought about the possibility of unseen obstacles to…

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How the Saxton’s Reduced Their Taxes!!!

The Saxtons had gotten into the dairy equipment industry in the early 1980’s. William had started in with the service calls, and in a few years was repping locally for a dairy equipment manufacturer. They had their tight moments – particularly in 2008 – but overall they did okay.   A few years ago, the…

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Is the Stock Market like a Hurricane or Tornado???

Listen for the answer!!!   Michelle Bertram and Beverly Bertram are financial advisors living in Mineral Point WI and serving the surrounding communities. Michelle Bertram does financial planning for retirees along with business consulting. Beverly Bertram specializes in retirement planning and income planning for her clients. Michelle Bertram and Beverly Bertram are authors of the…

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