Archive for July 2017

Rediscover your life!!!

It is not retirement it is Redefining your life!!! How are you rediscovering your life???   Michelle Bertram and Beverly Bertram are financial advisors living in Mineral Point WI and serving the surrounding communities. Michelle Bertram does financial planning for retirees along with business consulting. Beverly Bertram specializes in retirement planning and income planning for…

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How many bras do you think we collected???

The Bras are in… The Drive is over… DRUM ROLL PLEASE………………………………………………………………………………………….. We have collected 55 Bras to send FREE the GIRLS! How exciting is that? 55 Bras means we provided a living wage for 13 women in El Salvador!!! Thank you for all of your donations! A HUGE Thank You to our Bra Drive Collectors: Jay…

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How Taxes will Affect your Retirement!!!

Do you know how much taxes will affect your retirement?   Michelle Bertram and Beverly Bertram are financial advisors living in Mineral Point WI and serving the surrounding communities. Michelle Bertram does financial planning for retirees along with business consulting. Beverly Bertram specializes in retirement planning and income planning for her clients. Michelle Bertram and…

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A little perspective!!!

“The Noticer”  By: Andy Andrews I had been crying… My mother had succumbed to cancer several years earlier… One questionable decision after another followed that time… I found myself without a home, a vehicle, or the financial means to obtain either… Just when Andy didn’t want to live – Jones came along and put a…

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Taxes in Retirement

Taxes in Retirement can be confusing. . . learn more here!!!   Michelle Bertram and Beverly Bertram are financial advisors living in Mineral Point WI and serving the surrounding communities. Michelle Bertram does financial planning for retirees along with business consulting. Beverly Bertram specializes in retirement planning and income planning for her clients. Michelle Bertram…

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Retirement planning, financial planning can often seem confusing or tricking. It’s time to reveal the TRICKs!

Taxes – Risk – Investment mix  – Costs – Knowledge Gaps   Taxes can negatively affect retirement lifestyle and legacy. Lifestyle… Taxes affect the net income or value from retirement accounts.  Often people look at the balance of their retirement accounts and think, wow, I have $XXX,XXX but what they don’t realize is Uncle Sam is…

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Creating your Dream Retirement Book!!!

We recently wrote a book called ‘Creating your Dream Retirement’  How to Live your Dream and Leave a Legacy’ _______________________________________________ Over the years we have heard these questions surface over and over again. Do we have enough to retire? Will we have enough income during retirement? What if the market crashes again – will we still be ok? Will…

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