What is a safe savings rate???

Do you ever wonder if you are saving or have saved enough for retirement? Read this great article on what a safe savings rate is!    Michelle Bertram and Beverly Bertram are financial advisors living in Mineral Point WI and serving the surrounding communities. Michelle Bertram does financial planning for retirees along with business consulting.…

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Impress your family with these Thanksgiving Fun Facts

The first Thanksgiving was held in the autumn of 1621 and included 50 Pilgrims and 90 Wampanoag Indians and lasted three days.   Thanksgiving didn’t become a national holiday until over 200 years later!   No turkey on the menu at the first Thanksgiving: Historians say that no turkey was served at the first Thanksgiving! What was…

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Active, Passive, Strategic and Tactical Investment Management

The DREAM Retirement Show with Bertram Financial   Listen here: Active, Passive, Strategic and Tactical Investment Management   Michelle Bertram and Beverly Bertram are financial advisors living in Mineral Point WI and serving the surrounding communities. Michelle Bertram does financial planning for retirees along with business consulting. Beverly Bertram specializes in retirement planning and income…

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What’s the difference between active and passive investment management?

What’s the difference between active and passive investment management? Dick, Darlington WI There are four terms we need to talk about to truly answer this question; active, passive, strategic and tactical. Let’s start with passive. In passive investing, the goal is to match the benchmark’s performance. For example, there are multiple S&P 500 index funds.…

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Radio Clip – How investing can be both strategic and tactical!

Just like the military has strategic and tactical plans so does your retirement. Listen and learn!     Michelle Bertram and Beverly Bertram are financial advisors living in Mineral Point WI and serving the surrounding communities. Michelle Bertram does financial planning for retirees along with business consulting. Beverly Bertram specializes in retirement planning and income…

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Blanket Drive!!!

“A blanket is a symbol of love, comfort, and warmth.” Our Blanket Drive is on full force! From now – Christmas we are collecting as many blankets as we can to give to our local homeless shelters. Join the FUN! Please consider donating a new or gently used blanket! You can drop it off or…

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Radio Clip – Market Correction Kit!!!

Join us at our Community and Client Town Hall. Listen to the clip to learn what we will be sharing! Michelle Bertram and Beverly Bertram are financial advisors living in Mineral Point WI and serving the surrounding communities. Michelle Bertram does financial planning for retirees along with business consulting. Beverly Bertram specializes in retirement planning…

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Tax Advantages or Hedges Available for Retirement Accounts??

The DREAM Retirement Show with Bertram Financial: Tax Advantages or Hedges Available for Retirement Accounts – Listen Here!!! Michelle Bertram and Beverly Bertram are financial advisors living in Mineral Point WI and serving the surrounding communities. Michelle Bertram does financial planning for retirees along with business consulting. Beverly Bertram specializes in retirement planning and income…

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Is there a tax advantage or hedge available for your retirement accounts???

This week’s question came from Joan in Dodgeville, WI. Question – Is there a tax advantage or hedge available for your retirement accounts??? Answer: When reading this question, there seem to be two main concerns, taxes and market risk for retirement accounts. Let’s handle each concern separately. First, taxes on retirement accounts.  Traditional IRA’s and…

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Life and Crisis!!!

“Only a crisis, actual or perceived, produces real change.” – Milton Friedman You may be going through life smoothly, however, the not so joyous thing about life is that at any given moment you may be in a crisis. Loss of a job Failing relationship Bad Health Death of a loved one The List goes on….…

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